1, if you want to have a fixed income, it depends on the salary details.

2. At the age of 18-50, pay off the loan before the age of 65.

3. If the loan is used for business or car purchase, there must be a guarantor and mortgage.

4. No bad credit record.

Materials to be prepared for the loan:

1. Lender ID card;

2. The credit information of the lender in the last six months, and the credit information is good;

3. The bank card under the lender's name has been flowing continuously for nearly half a year;

4. Lender's residence certificate (rental contract, real estate license, water, electricity and gas invoices for the last three months)

5. Income certificate issued by the lender's work unit.

6. Social security, insurance policy, provident fund and monthly payment (mortgage and car loan) can also be loaned.

If you want to borrow more money, you can take out a mortgage, such as a house and a car.