Material preparation: smart phone, Alipay.
1. First, we open the Alipay homepage and click the "Citizen Center" button on the page.
2. After entering a new page, click the "Provident Fund" button at the top of the page.
3. Finally, click the "Account Query" button below the provident fund account to enter the balance query interface.
The benefits of paying the housing provident fund are as follows:
1, used for purchasing houses.
If you want to buy a house with a loan, you can apply for a provident fund loan. The interest rate of provident fund loans is low, which can save a lot of loan interest for loan users. If you don't apply for a loan, you can withdraw the provident fund at one time to pay the down payment of the house; Users who have used commercial loans to purchase houses can withdraw the provident fund on a monthly basis to repay the loan principal and interest.
2, for the construction, renovation or overhaul of houses.
When the provident fund payer needs to build his own house or renovate or overhaul his own house, he can apply for a one-time withdrawal of the housing provident fund to pay for the construction, renovation or overhaul of the house.
Step 3 rent a house
Some urban provident funds can also be used for renting houses. If the monthly rent expenditure exceeds a certain proportion of the family income of the provident fund payer, then the provident fund can be withdrawn monthly to pay the house rent.
4, used to treat major diseases
If the family members of the provident fund payer are unfortunately suffering from serious diseases, they can apply for withdrawing the provident fund to pay for medical expenses and reduce the family burden.
5. Use it to buy a house for children.
According to Article 15 of Several Provisions on Provident Fund Management: When employees or their parents or children buy, build, renovate or overhaul their own houses in this city, employees can apply for housing provident fund loans from the provident fund management center.
6. After formal retirement, you can withdraw it at one time.
If the provident fund payer officially retires, he can apply for a one-time withdrawal of the provident fund. For retirees, one-time withdrawal of provident fund is a considerable pension.