If it is included in the executor, it is not allowed.

Action against dishonesty:

First, some high-consumption behaviors are prohibited, including sleeping on planes and trains;

The second is to implement other credit punishments, including restricting loans from financial institutions or handling credit cards;

Third, if the person subject to execution is a natural person, he shall not be the legal representative, director, supervisor or senior manager of the enterprise.

Second, the bank blacklist

Bank blacklist refers to users who are overdue for a long time, have failed to repay for many times, illegally cashed out, and have been listed as refusing credit by relevant banks. Blacklist data is kept in the personal credit information system of the central bank for five years, and negative information such as particularly serious and obviously malicious bankruptcy is kept for ten years. If the retention period exceeds, the negative record will be deleted in the personal credit report.

Possible impact of credit card blacklist:

1, plus 50% interest.

Although the loan policy of each lending institution is different, the penalty interest of each lending institution is also different. Credit loans overdue, the lender will call the borrower to remind the repayment, and the interest rate will rise to a daily penalty interest.

For example, Citibank will charge 50% interest on the basis of the original interest rate, and some small loan companies may charge more liquidated damages.

2. Affect your career.

For students whose loans are overdue for more than 90 days and the circumstances are serious, the bank or school will publish the ID number and overdue information in the media, or notify the work unit. Banks will sue those who owe money maliciously or intentionally. If it is overdue for 90 days in a row and can be remedied in time and repaid on time, the credit will not be greatly affected.

3. Can't apply for a loan

It is impossible for many people to apply for a mortgage because they have left an overdue record.

4. Produce bad credit records

The day after the deadline, your name will appear in the internal system of the bank and be seen by the president and risk control. Moreover, it will inevitably affect credit. Once a bad credit record is left, it may be kept for 3 to 7 years. If the overdue circumstances are serious, the mortgage and car loan will be affected.