As for whether it is cost-effective, let me give you an example. First of all, let me introduce Fox's "low-interest loan plan", which, as its name implies, means enjoying low-interest loans. The word "interest rate" is believed to be familiar to everyone. Whether it is mortgage or car loan, as long as it is related to banks, almost all of them can not be separated from the word interest rate. The interest rate of car loan has always been called "usury", and Fox's low-interest loan scheme can be described as very economical, because at present, as long as Fox buys any loan, it can enjoy an ultra-low loan interest rate as low as 2.99%. The minimum monthly repayment is only 1990 yuan, and only 66 yuan is paid every day. How's it going? It's economical ~ In addition, the maximum loan amount is 80,000 yuan, the loan period is 1-4 years, there is no real estate mortgage, no household registration restrictions and other conditions are also super convenient and fast! Of course, the more affordable things are, the more we have to be careful. Let me analyze which policy is the most favorable in Fox's low-interest loan scheme in Fu You, and compare the 24-month and 48-month credit ~
The interest rates of Fox 12 months and 24 months are 2.99% and 4.99% respectively, which are lower than the benchmark interest rate of the central bank! Among them, the interest rates for 24 months and 48 months are 4.99% and 8.99% respectively, and the monthly repayment is 3509 and 1990 yuan, which can be said to have their own advantages. On the surface, one is that the interest rate is high, but the monthly payment is extremely low, and the other is that the interest rate is low and the repayment amount is high. It's really hard to say whether this is the most economical way. After all, it depends on the individual. See which way suits you best ~ I calculated the loan situation of 24 periods and two years on the internet with a car calculator and shared it with all riders. Take Fu Xiao 1.8 automatic fashion model as an example. If the discount price here is 12W4, the down payment is 30%, plus the purchase tax, licensing, vehicle and vessel use tax, insurance and other messy expenses, the total amount will be.
Of course, this is just for reference. Specifically, you can find a car loan calculator online and calculate it according to your own situation to see which scheme is more suitable for you. But one thing is certain, its economy is absolutely hard to find in the current car loan of the same level, which I believe you all have deep feelings. In addition, it is worth mentioning that another feature of this low-interest loan scheme is that it is fast and convenient, and there is no need for home visits and guarantees, one ID card and one ID card.
Finally, let me talk about loans. People often discuss whether the loan is worth it. However, if the interest rate is below ten, it is definitely not cost-effective, but it is hard to say at present. Of course, it depends on the actual situation of the individual. After all, everyone knows that money makes the mare go, but in the face of Fox's low interest rate policy, we still have to be careful. Of course, it is a good idea to start directly with abundant funds, but if you need money to do business or do something at the same time, it is wise to enjoy it first, which needs to be considered.