Liquidation procedure of mortgage loan. If you pay off the mortgage, you need to go to the bank for repayment and ask the bank to issue a "mortgage settlement certificate". It stands to reason that the real estate license is mortgaged in the bank when the mortgage loan is made. If it is returned, it must be returned. This house belongs to him. Release the mortgage. Take the bank's mortgage settlement certificate and real estate license, and then go to the housing management department to check out. As long as the mortgage of the house is solved, the ownership of the house is completely mastered and you can buy and sell it freely.

Insurance return procedure. Some banks require applicants to provide third-party guarantees when making mortgage loans. If it is done by an insurance company, you have to pay a certain insurance premium. After the loan is paid off, they can take these materials to the insurance company for a refund.

Deposit refund procedure. For new houses, some developers may put forward a deposit, and if so, they can apply for a refund from the developers after repayment.

After the loan expires, how to issue other warrants?

After paying off the mortgage, he asked the bank for other rights of the house, asked the bank to prove that the house was loaned to him, and asked him to complete the mortgage procedures of the house. His other documents will be confiscated by the trading center.

After paying off all the loan principal and interest, you can apply to the bank for housing ownership certificate and loan settlement certificate. Cancel the mortgage of the real estate trading center in the district or county where the real estate is located;

When handling the mortgage cancellation procedures, you must fill in the mortgage cancellation application form, loan settlement certificate, house ownership certificate, house ownership certificate (two certificates in one) and mortgage certificate;

Go to the real estate bureau for mortgage registration;

Take his real estate license to the real estate management bureau for cancellation of registration, and the real estate management bureau will stamp the official seal on the real estate license.