What should the CBRC do if it finds that funds are flowing back? After the CBRC finds that the funds are flowing back, it should communicate with the loan agency in time to see if there is a solution, so don't take any chances. Banks earn interest on loans, so generally speaking, after normal lending, they will not recover loans for no reason. Therefore, users need to consider whether the loan purpose or other aspects do not conform to the current bank policy, or trigger the bank policy to lead to the return of funds. Users should find out the specific reasons for backflow and solve them.