How soon will the funds arrive after approval?
Under normal circumstances, after winning the bid, the loan will arrive within 3 working days. Jiaka and Xue Jia can get the money on the same day at the earliest.
What if the loan does not arrive at the bank card? How to check your own audit progress and fund arrival?
After submitting the application, the applicants of Jiaka Loan and Xue Jia Loan can log in to the "You and I Loan" app, check the "I" account and click "Loan Progress" to inquire. Jiabao, Fang Jia, Jiache and Jiaying loan applicants can obtain loan progress information through your account manager.
How to get the money after the loan is successful?
After the loan is successful, you and I will transfer the funds you raised to your account. After logging in to the website, click "Account Center" and select "I want to withdraw cash" to withdraw cash. The funds will reach your designated bank account within 1~2 working days after applying for withdrawal. Please be sure to authenticate your real name and bind your bank card before withdrawing cash.
If not enough lenders bid, will the loan application be cancelled automatically?
If there are no bidders, or the bids are not full within the specified bidding period, the loan application will be cancelled automatically. But this kind of situation generally rarely happens. In this case, if the borrower needs to continue to borrow, he can submit a loan application again and borrow again.
Where can the borrower check the loan?
You can withdraw the loan from the debit card filled in when applying for the loan; Jiaka loan applicants can view the loans in your credit card.
Therefore, please make sure that the bank debit card or credit card filled in when applying for a loan is my own card, and that the card can be used normally and has not been frozen.