1, if paid in cash, from the date when the borrower receives the loan;
2. If payment is made by bank transfer, online electronic remittance or online loan platform, when the funds reach the borrower's account;
3. If the bill is delivered, the borrower shall obtain the bill rights according to law;
4. If the lender authorizes the borrower to control a specific fund account, the time when the borrower obtains the actual control over the account shall prevail;
5. The lender provides loans in other ways agreed with the borrower and actually performs them.
Extended data:
A loan contract refers to a contract in which the parties agree that one party will transfer the ownership of a certain kind and quantity of currency to the other party, and the other party will return the similar kind and quantity of currency within a certain period of time, that is, a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.
In the loan contract, the lender shall not take advantage of its dominant position to deduct interest from the principal in advance. If the interest is deducted from the principal in advance, the loan will be repaid according to the actual loan amount and the interest will be calculated. The lender shall not disclose the commercial secrets of the borrower to a third party, otherwise, it shall bear corresponding legal responsibilities.
References:
Loan Contract-Baidu Encyclopedia