The mortgage registration fee charged by the Housing Authority is fixed, and each house is 80 yuan. Non-residential every piece of 550 yuan.

The mortgage registration fees charged by banks are different. The mortgage registration fee charged by the bank is partly paid to the Housing Authority and partly the bank agency fee. In the latter case, the charging standards of banks are different. For example, Hubei, built

The bank charges the agency mortgage registration fee of 200 yuan/time/household, and the Industrial and Commercial Bank of China charges it according to the registered house price standard, and the 300 yuan is charged below 6,543,800 yuan.

Materials to be prepared for mortgage registration:

1, mortgage registration application;

2. Identity of the applicant:

(1) The natural person provides ID card, officer's card, soldier's card, passport, etc.

(2) Legal persons and other organizations provide organization code certificate, business license, ID card of legal representative, power of attorney of legal person, ID card of agent, etc.

3. Real estate license;

4. Mortgage contract;

5. Principal creditor's rights contract;

6. Other necessary information:

(a) land use (lease) certificate;

(2) If the mortgagor is a state-owned enterprise or institution, it shall comply with the relevant provisions on the management of state-owned assets;

(3) If the mortgagor is a collective enterprise, the documents agreed by the workers' (representatives') general assembly and the competent unit shall be submitted for the record;

(4) If the mortgagor is a company legal person, it shall be submitted to the board of directors or the shareholders' (shareholders') meeting for approval;

5] If the mortgagor is a natural person, the married person shall submit the marriage certificate or other marriage documents and the spouse's ID card, and the unmarried person shall submit the single certificate;

(six) entrusted, it shall submit the certificate of entrustment and the identity certificate of the trustee;

(7) If the mortgagor is a minor or a person with no (limited) capacity for civil conduct, he shall submit the certificate of guardianship qualification and the identity certificate of the guardian, and the guardian shall submit a letter of guarantee for the interests of the minor;

(eight) other information that the registration department deems necessary.

How long does it take to register the property mortgage?

In the registration of real estate mortgage, the provisions on the processing time are as follows:

1. It takes 30 working days to register the house ownership within the state-owned land;

2. It takes 60 working days to register the ownership of houses within the scope of collective land;

3. Mortgage, easement registration, advance notice registration and correction registration need 10 working days;

4. It takes 1 working day to register the objection.

legal ground

Measures for the administration of urban real estate mortgage

Article 3, paragraph 4

Provisions: "The mortgage of pre-purchased commercial housing loans mentioned in these Measures refers to the behavior that after the purchaser pays the house price specified in the first installment, the loan bank pays the remaining house price on his behalf, and mortgages the purchased commercial housing to the loan bank as a loan repayment guarantee." That is to say, in the case of not handling the ownership certificate of the house, the pre-registration of the mortgage of the pre-purchased commercial house can only be handled by virtue of the commercial house sales contract, which belongs to the mortgage loan, and the house cannot be registered as a secondary mortgage in the case of mortgage loan.