Hello, the guarantor refers to the party who assumes the guarantee responsibility to the creditor when the debtor fails to perform the debt according to the guarantee contract. Because the guarantor's guarantee responsibility is an economic responsibility, only a civil subject with certain economic strength can be a guarantor. In this regard, Article 7 of China's Guarantee Law stipulates that legal persons, other organizations or citizens who have the ability to pay off debts on their behalf may act as guarantors.

The lender is dead, but his wife is unwilling to repay the loan. Then you have an obligation to pay for him.

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According to the provisions of the guarantee law, the third party and the creditor agreed that when the debtor fails to perform the debt, the guarantor will perform the debt or assume the responsibility as agreed. The third person here is a guarantor, including a legal person, other organization or citizen who has the ability to pay off debts on his behalf.

Legal persons, other organizations or citizens who have the ability to pay off debts on their behalf may act as guarantors. However, if a legal person, other organization or natural person who does not have full compensation ability enters into a guarantee contract as a guarantor, and then requests to be exempted from the guarantee responsibility because he does not have compensation ability, the people will not support it.