Zhongtengxin Loan is a loan service provided by Zhongtengxin Financial Information Service Co., Ltd., a holding company of CITIC Industrial Fund. Official website shows that the loan interest rate is between 0.85%- 1.79%, and a certain service fee will be charged. Judging from the company's qualification and loan interest rate, Zhongtengxin's loan is not illegal and does not belong to usury.

But I would like to remind you that we should pay attention to whether the actual borrowing cost exceeds the national usury standard, and try not to apply for loans with an annual interest rate of more than 24%, especially more than 36%.