Hello, this is ok, but it requires you to coordinate and communicate with people who want to buy your house. After going through some formalities, you can first find a good buyer (1 The full amount of the buyer or two buyer loans can pay off the remaining debts of your bank), and negotiate with the buyer to help you repay the remaining loans of the bank (in the case of buyer loans, the buyer also applies for a second-hand housing mortgage loan from the bank). After paying off the mortgage from the bank, the buyer pays off the remaining house price (if it is a buyer's loan, the bank approves the loan), so you can go to the Construction Committee to handle the transfer. After the transfer to the buyer's name, the bank will take the new house to the Construction Committee for mortgage registration, and the Construction Committee will issue a certificate of other rights to the bank, and the bank will lend you money and call your account. It is safer to supervise funds in the Construction Committee. Of course, full payment is very simple. Buyers will help you pay off your bank debts. After the bank cancels the mortgage registration, the buyer will give you the remaining house payment and go to the transfer office on the same day. That depends on whether the property certificate of your house has come down. The real estate license will probably come down about half a year after the delivery. If the property ownership certificate has come down, the house can be sold, but the loan needs to be paid off before the transaction, because your property ownership certificate is actually mortgaged in the bank. If you don't have that much money on hand, you can find an intermediary or a fund-raising company, but their interest will be more expensive, so I suggest you find a better intermediary. Pay off the loan with the buyer's money by collecting the advance payment from the buyer, but in this case, you need to go to the notary office for notarization and entrust an intermediary to handle all the transaction procedures, which costs about 150 yuan, which can save a lot of advance payment fees. This is how my house is sold. I hope I can help you.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy shopping!