Hello, according to the data of the Housing and Urban-Rural Development Department of Hainan Province, the lowest mortgage interest rate in Hainan Province can reach 4.35%, which is the policy implemented in April 20 18. At that time, the policy was that the minimum interest rate for housing provident fund loans was 4.35% per year, 0.36% per month and 0.0 12% per day. In addition, Hainan Province has also implemented the policy of adjusting the interest rate structure of housing provident fund loans. After the implementation of the policy, the lowest interest rate of housing provident fund loans can reach 3.25%, the lowest monthly interest rate is 0.27%, and the lowest daily interest rate is 0.009%.

How to calculate Hainan mortgage interest rate?

At present, PBOC has announced the benchmark annual interest rate of loans: 0-6 months (including 6 months), with an annual interest rate of 4.35%; 6 months-1 year (inclusive), with an annual interest rate of 4.35%; 1-3 years (including 3 years), with annual interest rate of 4.75%; 3-5 years (including 5 years), with an annual interest rate of 4.75%; 5-30 years (including 30 years), with an annual interest rate of 4.90%; The loan interest rate needs to be comprehensively priced according to the business type, credit status, guarantee method and other factors you apply for, and can only be determined after being approved by the handling outlets.

Sanya first home loan interest rate

5.4%。 By the end of June 5438 +20231October 2, the interest rate of the first home loan of Sanya Industrial and Commercial Bank was 5.4%, and that of China Construction Bank and Agricultural Bank was 5.39%. Sanya, a prefecture-level city in Hainan Province, is called Cliff for short and Yazhou in ancient times, also known as Lucheng, which is located at the southernmost tip of Hainan Island.