40 million is a huge amount of money for a bank, and such large-scale loan disbursements usually involve some large projects, so the company often negotiates and cooperates first. Therefore, its interest cannot be calculated directly according to the interest rate of personal loans on the market today. After all, when most state-owned enterprises make loans, the interest rates they get are actually very low. So today I will discuss it with you. . If you want to borrow 40 million, how much interest do you need to pay?

First, this interest is actually negotiable.

If it is a small loan, then you need to find some account managers. They will usually recommend to you some small loans currently operated by the bank. These have already been set, although the interest rate may There will be a certain degree of change, but the magnitude of the fluctuation will not be too large. He will only consider your sincerity and repayment ability to judge whether to give you a loan, rather than looking at your interest rate. After all, this does not have a big impact on the bank. But if your order amount is relatively large, you can negotiate with the bank to see what the specific interest rate is.

Second, if the loan amount is relatively large, the interest rate is often relatively low.

Under normal circumstances, banks actually have loan quotas, which must be met. After all, banks’ main revenue business comes from loans, and they also have to pay a certain amount of interest on deposits, so It can be seen from here that banks must also obtain a certain amount of income from deposits. Therefore, if it is a large loan, it can solve part of their index tasks and at the same time get a relatively low loan interest.

Third, under normal circumstances, how much interest will there be on such a loan?

According to our company's loan cooperation with banks, we can know that the current loan interest rate our company can obtain is about three to four percent, which is similar to the interest rate of dead deposits. But compared to deposits, most deposits are actually demand deposits. Therefore, banks still have certain interests in going to the middle.