1. Borrower applies for loan (loan purpose, loan amount, loan time, etc.). Must be filled in).

2. The borrower should prepare all the materials needed for the loan (only the basic information mentioned above).

3. The lender evaluates the borrower's property.

4 bank loan application approval (borrower information, housing evaluation report, etc.). ).

5. Notarization of loan contract: After the borrower and the mortgagor fill in (loan contract) and all relevant documents, sign them and press their fingerprints, they will be notarized by a notary.

6. Mortgage registration procedures: The bank shall go through the mortgage registration procedures at the housing management department with the house ownership certificate and notarized loan contract.

7. The borrower opens a repayment account.

8. An account opened by a bank loan to the borrower.