"Qianhua" is a credit service brand under Du Xiaoman Finance (formerly Baidu Finance) (formerly Baidu Qianhua, renamed as "Qianhua" on June 20 18). The big brand is trustworthy and the interest rate is low. Money is easy to borrow and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security. Have money to spend (APP)(5.4.0)
The following are the interest calculation methods for two products with money:
1. Iman loan interest is calculated as residual principal × interest rate× actual borrowing days, which can be divided into 24 installments at most. The daily interest rate is subject to the first page of Iman Loan. For example, if you borrow 3,000 yuan, the loan period is 3 installments, and your daily interest rate is 3,000 yuan, the first installment will generate 0.9 yuan interest every day; After paying off the first installment, the remaining principal is 2,000 yuan, and 0.6 yuan interest will be generated every day; And so on.
2. Privileged loans Privileged loans can be divided into 36 installments at most, and the loan interest is calculated as follows: residual principal × interest rate × actual borrowing days; The daily interest rate is subject to the product page display. For example, if you borrow 36,000 yuan, the loan term is 12, and your daily interest rate is15,000 yuan. In the first installment, you will earn 18 yuan interest every day. After paying off the first installment, the remaining principal is 33,000 yuan, and the daily interest will be 16.5 yuan, and so on.
Xiaoman's "Qianhua" business of financial credit service is all launched in the company's APP. Please go to the official application market to search and install (don't click on the unknown link to install), or log in to Baidu APP to find "common function-Xiaoman wallet". If in doubt, please identify Qianhua official customer service hotline 95055. Xiaoman's financial customer service staff will not contact users through QQ, WeChat or mobile phone. Please don't contact and "trade" with any so-called "internal employees" or "third-party agents" privately through QQ, WeChat, or so-called "APP tips", QQ and WeChat customer service.
Anyone who asks for a transfer first is a liar. Anyone who asks for money in a bank card first for various reasons is a liar. Please beware of being cheated.
Qian Hua, the credit service of Xiaoman Finance, will never ask users to provide funds first for various reasons, so beware of being cheated. If you are cheated, please report it to the public security organ immediately. Don't believe any information that can help you recover your debts.