1. Strictly implement the existing differentiated housing credit policy, that is, the minimum down payment ratio is 30% for families who buy the first self-occupied house by loan, and for families who own 1 house and have settled the corresponding housing loan, and apply for a loan to buy ordinary self-occupied house again to improve their living conditions.

2. For households that own 1 house and the corresponding housing loans have not been settled, in order to improve their living conditions, they should apply for commercial personal housing loans to buy ordinary self-occupied houses again, and the minimum down payment ratio should not be less than 70%, and continue to suspend the issuance of housing loans for families to buy the third and above houses.

3. Non-registered families in this city can provide personal income tax payment certificate or social insurance payment certificate for more than 3 years in this city within 5 years before the date of purchase, and purchase of 1 house is restricted. Non-registered families in this city are not allowed to purchase houses by paying personal income tax or social insurance payment.

4. Shenzhen's real estate control policy is relatively strict, stipulating that non-deep households can only buy the first suite, and local residents have to pay 70% down payment for buying the second suite, and no longer enjoy preferential loan interest rates. The bank suspended the loan for the family to buy a third house.