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How do college students apply for interest-free loans?
There are two main types of interest-free loans that college students can apply for:

1, interest-free student loan for college students

In addition to commercial student loans, most student loans in China now enjoy financial discount. Students who want to apply for interest-free student loans can apply as long as they are college students or above and have difficult family conditions. When applying for a student loan, the borrower needs to provide the original and photocopy of the ID card of himself and the repayment object, the university admission notice or student ID card, the poverty certificate issued by the neighborhood committee or village committee and other related materials, and apply to the relevant departments of the local education bureau.

2. Interest-free entrepreneurial loans for college students

Interest-free start-up loans are usually for newly graduated college students. Applicants need to be unemployed for more than half a year, have registered for unemployment in the local labor and social security department, have operational projects, and obtain industrial and commercial business licenses. At the same time, they must also have the start-up funds for operating projects, a stable source of income and the ability to repay the principal and interest. To meet the above requirements, borrowing students can apply for interest-free business loans.