The latest housing loan policy in Hangzhou is as follows for your reference:

I hope I can help you!

At the end of p>218, there seems to be a rumor that the interest rate of the first home loan will be lowered. I don't know if it is true. It's hard to say in 219. It should be about the same as it is now.

The housing provident fund loan in Hangzhou is subject to the quota system of per person and per household.

the maximum personal loan amount for employees is 5, yuan. If both employees and their spouses have paid the housing provident fund, the specific loanable amount shall be calculated separately by individual, and the total maximum loanable amount shall be 1 million yuan.

the loanable amount is calculated by 15 times the average monthly balance of the employee's housing provident fund account when applying for housing provident fund loans (the multiples of Hangzhou's main urban area, Xiaoshan District, Yuhang District and Fuyang District are currently determined by 15 times).

the average balance refers to the average balance of the housing provident fund account at the end of the month (excluding the one-time payment in the past 12 months) when employees apply for loans (if the deposit time is less than 12 months, it shall be determined according to the actual number of months). The calculation result of the personal loanable amount of employees shall be rounded to the nearest thousand. If it is less than 15, yuan, it shall be determined by 15, yuan, and if it is higher than 5, yuan, it shall be determined by 5, yuan.

the above contents are for reference only, and I hope they can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!