E-second loan, as a well-known financial product, is more reliable in lending business, but it is still a loan after all, which contains certain risks. Therefore, when using e-second loan, you must read the relevant contracts and agreements carefully, understand the terms, interests, repayment methods and other contents in the agreement, and apply and use it carefully according to your actual situation. In addition, in order to avoid the repayment problem caused by the break of the capital chain, before applying for a loan, you must ensure that you have enough repayment ability and control your consumption and debt burden.