Monthly contribution of provident fund 1 0,000. If the local regulations stipulate that you can apply for a provident fund loan after the provident fund has been continuously deposited for 6 months, the balance in the account is 6000, and the loan amount can be 10-20 times of the balance. If local regulations require continuous deposit of 1 year to apply for provident fund loans, then the balance in the account is 12000, and the loan amount at this time is also 10-20 times of the balance.

Although the multiple is the same, the account balance is different, so the amount that can be loaned in the end is also very different. However, due to the different policies of provident fund loans in different regions, the maximum loanable amount of provident fund accounts is 10-20 times, and the maximum loanable amount in some cities is 25 times.