When using credit products, in order not to affect personal credit information, borrowers need to remember the repayment date and repay on time.

The repayment date of the loan is fixed according to the time of the first loan, and modification is not supported for the time being. You can check the repayment date on the page of borrowing money or paying back money.

Generally speaking, if you apply for the first withdrawal at 10, then the repayment date is10; If the first loan occurs on the 29th-3rd1day of each month, the 25th of each month is fixed as the 29th repayment date, the 26th of each month as the 30th repayment date, and the 27th of each month as the 3rd1day repayment date.

If the withdrawal date is less than 15 days from the latest repayment date, it shall be postponed to the next repayment date as the first repayment date. Specific to the lending page display shall prevail.

Among the more reliable big brands on the market, besides borrowing money, it is also a good choice to spend money under Xiaoman Finance. The application for money is simple, the loan is fast, and the loan is flexible. Users can apply on their own initiative. The interest rate of spending money is transparent, and big brands are more reliable. The interest rate is low, and the daily interest rate is as low as 0.02% (subject to the loan page of Spending APP). The daily interest rate of borrowing 1 10,000 is the lowest in 2 yuan, and the maximum loan amount is 200,000, which can meet the needs of most lenders (click to enter Qianhua official for details).

This answer is provided by Kangbo Finance, focusing on the interpretation of financial hot events, the popularization of financial knowledge, the pursuit of professionalism and interest, so that the financial content that the people can understand can convey financial value in vivid and diverse ways. I hope this answer is helpful to you.

Borrow. What is the repayment date of each month?

After the upgrade, many financial institutions and banks have increased their loans, and it is very likely that they will receive credit information after the deadline. Therefore, it is best to repay on time, so as not to affect the credit information. But many netizens don't know when their repayment date is, and when is the latest repayment date. Let's introduce it to everyone.

Excuse me. When is the repayment date?

When to repay the loan is mainly determined by the date when you apply for the loan for the first time, which means that the date when you borrow money from the loan for the first time is your repayment date. Moreover, this date is fixed and cannot be temporarily modified. The specific repayment date is subject to the page display.

For example: suppose you borrow for the first time on September 1, then your repayment date defaults to monthly1; However, if the first loan takes place from 29th to 3rd1,the repayment date will be lost. The 29th loan, the repayment date is 25th of each month; For the 30th installment loan, the repayment date is fixed at 26th; 3 1 loan, repayment date is 25th.

When is the latest repayment date?

There is no fixed time for this. You only need to repay the loan before 24: 00 pm, but it is recommended to repay the loan in advance.

It should be noted that every time the borrower borrows money at noon on the repayment date 12, it will automatically deduct the money in the order of the shortcut of the balance debit card/cartoon balance treasure.

Excuse me. Borrow it on the 27th. What date will it be returned next month?

Ants borrow it that month and return it next month. The money borrowed this month will be paid back next month. For example, your monthly repayment date is 17, and whenever you borrow money this month, it will be 17 next month. Of course, you can also choose to repay in advance, and the daily interest is calculated according to five ten thousandths. I suggest you choose the equal principal and interest repayment.

When can I borrow money and pay it back next month?

Borrowing money is not to wait until next month. Borrowing money is not a flower bud, but a flower bud is "consumption this month, repayment next month". Borrowing money can be repaid as you borrow it, which means that the money borrowed on the same day can be repaid on the same day. When users repay the loan, in addition to repaying the loan principal, they also pay interest according to the number of days of borrowing (one day of borrowing is counted as one day).

Of course, you can also choose to borrow for 3 months, 6 months or 12 months, but after you choose to repay by installments, you will generally wait until next month to repay, and users can repay monthly according to the number of installments they choose.

Ant credit payment

Ant Flower Bud is a consumer credit product launched by Ant Financial. After the application is opened, you will get a consumption quota ranging from 500 to 50000 yuan. When spending, users can prepay the amount of ant flowers and enjoy the shopping experience of "spending first, then paying".

On August 4, 20 16, the Ant Flower Garden Consumer Credit Asset-backed Securities Project was listed on the Shanghai Stock Exchange, which is also the first ABS of Internet consumer finance on the Shanghai Stock Exchange. By June of 20 18 and 1 year, Ant Financial has voluntarily increased the capital of two small loan companies by 8.2 billion yuan, and the registered capital has increased from 3.8 billion yuan to/kloc-0.2 billion yuan. On May 6th, 2008, Bai Hua announced its opening to banks and other financial institutions.

borrow

Borrowing is a loan service launched by Alipay. At present, the application threshold is more than 600 points for sesame seeds. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.

At present, the consumer loans launched by e-commerce giants are mainly aimed at the stages of consumption scenarios of this e-commerce platform. However, with the continuous accumulation of personal credit data, personal credit loans for non-consumption scenarios are also being launched one after another.

The biggest difference between flower buds and borrowing buds is that flower buds have no cash advance function.

Huabai: It can be used to pay when shopping, and there is no function of borrowing cash in advance.

Borrowing money: You can apply for lending money to Alipay account balance or bank card for withdrawal.

Basic conditions for flower bud opening:

(1) mainland real-name authentication users, aged between 18-60 years old, with mobile phone number bound to Alipay account.

(2) Under the same ID name or the same mobile phone number, only one Alipay account is allowed to apply for opening the flower bud function.

(3) Alipay account status is normal.

Basic conditions for the opening of ant borrowing:

(1) AliPay account completes real-name authentication.

(2) The account status is normal and has not been appealed.

(3) the account is bound to the mobile phone

Users can prepay the amount of ant flower buds at the time of consumption, and make repayment on the 9th of the following month after receiving the goods. The longest interest-free period can reach 4 1 day. In addition to the consumption experience of "buy this month, pay it back next month, and it is super long and interest-free", Ant Flower Garden has also introduced the function of flower garden staging, and consumers can repay the money in 3, 6, 9, 12 months.