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What are the banking retail businesses?

Withdrawal, loan, settlement, remittance, investment and financial management, etc.

Retail banking business can be traditional banking business or new business. It can be asset business, liability business, intermediary business, online banking business, etc. Liability business, demand deposits, time deposits, credit card deposits, etc. , financial bonds, large negotiable certificates of deposit.

Retail banking refers to commercial banks using modern business concepts and relying on high-tech means to provide individuals, families and small and medium-sized enterprises with services including deposits and withdrawals, loans, settlements, remittances, investments, Comprehensive and comprehensive financial services including financial management.

Retail business is a service to individual customers and can be divided into retail business and corporate business. All services to individuals are retail businesses, because credit cards are sold to individuals, so of course they are retail businesses, including daily access and rental of safe deposit boxes.

Financing:

In a narrow sense, financing is the act and process of raising funds for an enterprise. That is, the company makes scientific predictions and decisions based on its own production and operation conditions, capital holdings and the company's future business development needs.

Adopt certain methods and channels to raise funds from the company's investors and creditors, organize the supply of funds, and ensure the company's normal production needs and financial management activities.

Financing in a broad sense is also called finance, which is the financing of monetary funds and the behavior of parties involved in raising or lending funds in the financial market through various means.