On October 2012 65438+1October 2 1 day, with the approval of the State Council, Postal Savings Bank of China Limited was officially changed to Postal Savings Bank of China Limited. Because China Postal Savings Bank is a formal bank, postal credit is formal.

Less than one year (inclusive): 6. 12%, 6.4% for one to three years (inclusive), 6.65% for three to five years (inclusive) and 6.8% for more than five years. Commercial housing loan interest rate discount The first set of housing policies implemented by commercial banks are different. Please consult the handling bank carefully for details, but please remember: if you get preferential interest rate, it must be reflected in the loan contract, that is, specify the downward floating ratio, not the specific implementation interest rate converted from the national benchmark interest rate on the signing date.

Introduction:

You have three options to apply for a loan from the postal bank. One is to apply at a bank outlet and submit information. Second, you can complete the operation of loan application on mobile banking, and third, you can find relevant products in official website Post Bank to apply. To apply for a bank loan, the lender must first have no record of non-performing loans, and then the qualifications of the lender must meet the requirements of the bank, such as having full capacity for civil conduct and a stable source of income to repay the loan.