What is the interest rate of a car loan?

The interest rate of a car loan is closely related to the loan period. Generally, if the car loan period is shorter, the interest rate of the car loan will be lower; If the time period is longer, the interest rate of the car loan will be relatively higher. The following is the interest rate of car loans:

Within 1.6 months (including 6 months), the annual interest rate of the loan is 5.6;

From 2.6 months to 1 year (including 1 year) High), the annual interest rate of the loan is 5.6;

From 3.1 to 3 years, the annual interest rate of the loan is 6.0;

From 4.3 to 5 years, the annual interest rate of the loan is 6.0, and for more than 5 years, the annual interest rate of the loan is 6.0 The annual interest rate is 6.15.

The loan interest rate for car loans is generally between 6.5 and 9.3. The following is the relevant introduction to the interest rates of car loans from various banks:

Bank of China:

The loan period is 1 year, the loan interest rate is 4, 2 years is 8, and 3 years is 12.

China Construction Bank:

1-3 years (including 3 years), 5.31*number of years, 3-5 years (including 5 years), 5.4*number of years.

Industrial and Commercial Bank of China:

Within 6 months (including 6 months), the car loan interest rate is 5.60; from 6 months to 1 year (including 1 year), the car loan interest rate is 6.0 , 1-3 years (including 3 years), 6.15*number of years, 3-5 years (including 5 years), 6.40*number of years, more than 5 years, 6.55*number of years.