First, a pleasant loan.
With the strong background of CreditEase, the largest offline P2P company in China, it has more advantages in brand awareness. The special bond transfer function is efficient, and the cash withdrawal basically arrives on the same day, and the professional level of telephone customer service is comparable to that of banks. It has shown the demeanor of a big company since its launch, and recently set a new record for borrowing speed.
Second, Junrong Loan
Junrong Loan's team brings together the elites of the banking and Internet industries, and has a deep understanding of the public's financing needs, bank loan products and wealth management products, and also has a considerable understanding of Internet entrepreneurship and operation. Junrong Loan is an Internet finance company that really conducts business based on Internet thinking. Junrong Loan, a new force in the online loan industry, has made eye-catching achievements in the first bid. The platform has won the trust of investors with its strong risk control capability. In 20 14, it took the lead in entering the field of supply chain finance with its own operational advantages. Recently, it also passed the strict Baidu white list audit and obtained the qualification certification of formal online loans.
Third, pat on the loan
The first online loan company established in China only makes online unsecured loans, which has a high reputation and the number of active users is among the best in the online loan platform. However, since its establishment, Paipai has never promised to repay the principal and interest. It is hoped that investors will adopt the mode of small investment and diversified investment to control risks independently. As a result, under the impact of many platforms that promise to repay the principal and interest in advance, the transaction amount lags far behind.
Online lending, mbth is Internetlending, and p2p online lending is the abbreviation of online lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly, with about 350 active platforms so far, and the total number reached 3,054 by the end of April 20 15.
From 2065438 to September 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Online Lending Risks jointly issued the Notice on Strengthening the Construction of P2P Online Credit Information System to support the operating P2P online lending institutions to access the credit information system.
What are p2p online lending platforms?
Lufax, Hongling Venture Capital, Paipai Loan, Renren Loan, Qiandai.com, Youyou.com, Pleasant Loan, Co-production Online, Xin Kai Loan, and Everyone Gather Wealth.
Lufax
Lufax, a p2p platform under Ping An Group, is the leader of online lending platform and deserves the first place. From the number of investors, trading volume and background, it ranks in the top three, so it is recommended that conservative investors who are afraid of risks choose this old platform.
Hongling chuangtou
Speaking of Hongling Venture Capital, a p2p platform, it is the real starting point of online lending for many people. We began to understand online lending from Hongling. We are very experienced in Hongling. Finally, we waved goodbye to it. Hongling, together with sending away a group of new online lenders, continues to develop itself. In addition to popularity, interest is becoming more and more rational and secure. At present, the truly pure p2p platform in Shenzhen, except Hongling, is too difficult to grab.
Pat tape
As the platform with the highest reputation, the earliest establishment time, the largest transaction volume, the most media reports, the best user experience, the strongest innovation ability and the best reputation among all online lending platforms, it can be described as the apple of the online lending industry! Although many people try to stop the pace of loan auction on the grounds of small overdue rate, they are doomed to fail! It is not only as simple as donating money, but also as simple as borrowing money. Strong risk control, you can borrow money with just one phone call! Recently, the loan auction has continued to accelerate and gradually entered the rhythm of conquering the world!
Peer to peer loan
Renren loan, a rising star of online lending, can be well publicized in the network. No matter which platform you search in the search engine, the website of Renren Loan will be presented, and the high interest rate of Renren Loan with annualized rate of 12% will be presented in seconds. Financial planning needs to queue up for appointment, which is incredible in popularity, ultra-low overdue rate and perfect advance payment standard, so that you don't have to worry about security issues, expired funds and
Chiyo com
Chiyo Com, a small and beautiful old platform in Shenzhen, participated in the first Council of Guangdong Financial Information Service Association and was elected as the governing unit of the association. Qianhai Equity Exchange Center was officially listed, and won the "Huazun Award-the most valuable innovation award of online lending platform in China" and "Huazun Award-the top ten influential brands of online lending platform in China", becoming one of the first licensed enterprises of the governing unit of Guangdong Internet Finance Association. With low investment threshold and high annualized income, it is really a good platform worth recommending.
Favorable network
Favorable network, a group of well-known venture capitalists at home and abroad, has great strength. Youyi.com's professional customer service level is definitely one of the best in the industry. The favorable network attaches great importance to the protection of investors, and they adopt the form of double guarantee and website inferior reserve to ensure the safety of investors' funds. Double guarantee means that investors need to guarantee loans from small loan companies, and small loan companies also need guarantee companies to guarantee small loan companies when they bid for favorable networks. In other words, the business model of Wang Youyi is a tripartite lending model of "lender-small loan company-platform". Higher security!
Yirendai
Pleasant Loan, the first offline p2p company in China, has been launched. It seems that we are back at the starting line, keeping quiet and unpretentious, and proceeding at a low level. Relying on the strength rhythm, the function of creditor's rights transfer is perfect and the transfer efficiency is high. The withdrawal arrived on the same day, and the service was speechless. The professionalism of telephone customer service is comparable to that of bank credit card customer service. Can pleasant loan unify the rivers and lakes like CreditEase?
Online cooperative production
Co-production online, this platform is rarely publicized and mentioned by other friends, but its transaction volume has long occupied the top three of all online loans like "fraudulent loans", and it is called lufax in the low-interest platform! Co-production online basically ignores all third parties, is superior and transcendent. After all, the transaction volume is there, which makes those scum platforms that pull people around and advertise indiscriminately "out of reach".
Kaixin loan
The Internet investment and financing platform established by CDB Finance (a wholly-owned subsidiary of China Development Bank) and Jiangsu Jinnong Company mainly serves small and medium-sized enterprises, and the interest rate generally does not exceed 10%. Although there is a banking background, but the interest rate is low, it is recommended that conservative investors choose.
Everyone gathers wealth.
Everyone gathers wealth, the P2P3.0 model comes first, and partners develop in depth in all dimensions. By cooperating with the local third-party institutions that are most familiar with the borrower's credit ability, the risks inherent in the 1.0 and 2.0 models will be passed on, and the platform will export professional resources such as funds and international risk control system for the third-party institutions.
What P2P loan platforms are there at present?
What P2P loan platforms are there at present?
P2p peer-to-peer lending Platform is a financial service website combining p2p lending and peer-to-peer lending. P2p lending is short for peertopeerlending. That is, a qualified website (a third-party company) is used as an intermediary platform, the borrower issues the loan target, and the investor bids for the loan to the borrower. Peer-to-peer lending refers to the process of lending. Information, funds, contracts and procedures are all realized through the Internet. It is a new financial model developed with the development of internet and the rise of private lending, and it is also the development trend of financial services in the future. In the past two years, the number of online lending platforms in China has increased rapidly, reaching more than 2,000, of which hundreds are more active.
What are the pure credit p2p loan platforms
In fact, we must understand that investing in any platform will be risky, and so will big platforms.
But we must choose a responsible and transparent platform to deal with the problem.
The wealth that has been invested is good and the income is objective.
What are the best p2p loan platforms?
There is no absolutely reliable and safe standard for platform selection. The general operating time is more than one and a half years, and the annual interest rate is between 8.8- 15.8%. When the interest rate of some platforms is too high, it may be dangerous. After all, risks and benefits are directly proportional.
What are the regular P2P loan platforms?
In my imagination, only Fengjin is the most formal P2P platform.
What are the more reliable p2p loan platforms?
Personally, I feel that Xueshan loan is good, the income is stable, and the safety of funds is also guaranteed.
What are the P2P loan platforms with high interest rates?
The most stable P2P platform in Kim Jong Kook. The first mode is to send the investment contract to every investor, which is safe and reliable with high interest rate.
What are the current p2p lending intermediary platforms?
China has several important models. One of them is an intermediary platform to protect capital and interest, represented by micro-loan. Once the loan is in default risk, the cooperative small loan institution promises to advance the principal for the investor first. The other is offline, which only provides transaction information. The specific transaction process and procedures are completed face to face by P2P credit institutions and customers. P2P online lending simply means that you lend money to others, and the P2P online lending platform only acts as an intermediary.
What are the online applications of p2p loan platform?
There are many more, which can be found in the online loan home. Prior to this, I found Volkswagen Easy Loan in Online Loan House and lufax.
Which P2P loan platforms are more reliable
Hello, when choosing a platform, you can pay attention to the following points to choose the platform that suits you:
1, see the registration threshold:
Look at the registered capital of the platform, find out the base, and block the platform without financial ability to reduce risks.
2. Look at the risk margin:
Risk margin, also called risk reserve fund and risk margin, is one of the most commonly used security guarantee methods for many platforms at present. When the investment projects on the platform are overdue, the platform will withdraw funds from the risk margin account to advance the principal or principal and interest for investors.
3. Third-party guarantee:
The platform uses a third-party guarantee company to guarantee the principal and interest of the investment projects on the platform, which is safer than the risk deposit.
4. Look at high returns rationally:
Generally, the annualized income of such platforms is between 8.8- 15.8%. When the interest rates of some platforms are too high, we must be vigilant.
The above points are for reference only. You should choose according to your needs. Investment is risky and financial management needs to be cautious. I wish you a happy life
What are the regular P2P platforms now?
All I know is that there is electronic money, and everyone can borrow money.
So much for the introduction of p2p offline loan companies.