Like bank credit, sesame credit can only be applied for loans in the corresponding places when it reaches a certain level.

Sesame Credit is Sesame Credit Management Co., Ltd., a legal and independent credit evaluation and credit management institution. Sesame Credit introduced by Sesame Credit is a social-oriented credit service system. Based on all aspects of information, it uses big data and cloud computing technology to objectively present personal credit status. By connecting various services, everyone can experience the value brought by credit.

Users can borrow with sesame seeds. The higher the sesame credit score, the better the credit degree. The lower the possibility of default, the larger the loan amount will be.

1, users with a sesame credit score of 600 or above have the opportunity to apply for the "flower garden" quota, and can use the "flower garden" to pay when shopping in Tmall and Taobao. Repay on June 10 of the next month after receiving the goods, and there is no handling fee during the period.

2. Users with a sesame credit score of 600 or more have the opportunity to apply for "borrowing". Depending on the score, the loan amount that users can apply for ranges from 1000 yuan to 50,000 yuan. The longest repayment period of "borrowing" is 12 months, and the daily interest rate of the loan is 0.045%.

3. Users with a sesame credit score above 700 have the opportunity to apply for a "good term loan" with a loan amount of 2000- 1 10,000 yuan. The loan term is divided into 3 months, 6 months and 65,438+02 months, and the loan can be repaid at any time, with monthly interest. The repayment method is equal principal and interest.

How to get a loan from Sesame Credit?

Now the role of sesame credit score has become more and more important, and it can be handled quickly. Compared with traditional bank loans and corporate loans, the procedures and processes are much simpler, and you only need to apply directly. What loans can Sesame Credit handle?

If the sesame credit score is above 600, there is still a chance to open a shop. Online shopping service, bought this month and returned next month, is similar to virtual credit card function and can be overdrawn.

Users with sesame seeds over 600 can apply for a loan of RMB 1 1,000-50,000, the longest term is 12 months, and the expected annualized interest rate on the loan day is 0.045% (about 16.42%), which can be repaid with the loan.

Users with sesame score above 700 will also open the installment repayment service of "good loan". The loan amount is between 2000- 10000 yuan, and the loan period is divided into 3 months, 6 months and 12 months. The loan can be repaid at any time, with monthly interest, with daily interest in the repayment month, and the repayment method is equal principal and interest.

How much can sesame credit loan borrow?

As we all know, banks, small loan companies and other lending institutions need to check the borrower's credit report to see if your credit record is overdue or in default. But now, with the rapid development of Alipay loans, more and more credit loans only need to check whether your sesame credit score is up to standard, and you can borrow without checking credit information. So, how much can Sesame Credit Loan borrow? Let's take a look.

Send you flowers

Give you flowers is a credit loan platform under Beijing Dingli Chuangshi Technology, with a loan amount of 500- 10000 yuan and a loan term of 1- 12 months. As long as the sesame score is above 600 and the age is between 18-30, you can apply for a loan. The review time is not long, the next payment is faster, and the loan can be obtained as soon as possible.

White stripes of seconds

The application method is to download the second white-striped mobile app. Sesame score above 580 points, mobile phone number real name authentication, use time for more than half a year, you can get a loan of 1000-5000 yuan. The amount is not high, but the next payment is very fast, and there is basically no phone call back.

Sesame money

Sesame seed is a credit loan of Shengtou. com。 You can apply if the sesame score is above 6 10, usually on the same day. The amount of sesame seed money is 500-5000 yuan, the loan period is 1-2 weeks, and it will arrive in 30 minutes at the earliest. And as long as users authorize sesame credit points, they can easily borrow money.

Atomic loan

How much can sesame credit loan borrow? Among them, the atomic loan amount is relatively high, with an upper limit of 40 thousand yuan and a minimum of 3000 yuan. The loan term is, which supports installment repayment. If you want to apply for atomic loan, you need some work information and other materials besides sesame credit score. Interested parties can download the Atomic Loan Mobile APP or pay attention to the official account of Atomic Loan WeChat to apply.

More than 600 sesame credit sub-loan platforms can easily lend money with sesame points.

How much sesame credit loan can be borrowed can refer to the above loan platform. Now Sesame Credit plays the role of credit investigation. The higher the sesame score, the more money you can apply for.

How to use Sesame Credit for Sub-loan?

When the sesame credit score reaches 650, Alipay will open the ant borrowing service for users, and users can use the ant borrowing service. Many online lending software take sesame credit score as the loan standard, and users can find such online lending software through search engines.

When the membership level of Alipay users reaches the gold membership level, Alipay will open the reserve fund service for users. Whether the user can open the reserve fund service depends not only on whether the user is a gold member, but also on the level of the user's sesame score. Only when the user's sesame score reaches 650 points can the reserve fund service be opened.

If the sesame credit of Alipay users is good, Alipay users can download the online merchant bank APP and open online merchant loans in the online merchant bank APP. The loan amount of online merchant loans is relatively large, but online merchant loans are not for consumer loans, but for small and micro enterprises and Taobao shopkeepers.

Many loan softwares do not require users to score 650 points, but the loan risk of such softwares is relatively high. Sesame points are between 600 and 650, and the credit is good; Sesame score is between 650 and 700, which belongs to excellent credit.

Peer-to-peer lending is risky. The daily interest rate for ants is 0.05%. Alipay is the largest payment software in China, so it is safe to borrow money from Alipay.

How to borrow sesame credit

Step 1: Use mobile phone Alipay and log in, and click more as shown in the following figure:

Step 2: You can see micro loans in more cases, and click Enter.

Step 3: See that under my loan, there are projects that meet the conditions of account loan, as shown in the following figure. This account can be loaned with ordinary funds (12 months), and others do not meet the application conditions. Click on the average capital loan (1February) to enter.

Step 4: Average capital loan (12 months) You can see the daily interest rate, repayment period and repayment rules in the detailed introduction. Among them, the repayment rules should be carefully examined, which is related to your interests. If you understand them, click to apply for a loan.

Step 5: Lender information uses Alipay authentication information. If you are prompted to improve, click Improve.

Step 6: Enter the amount and information verification code of your application, and finally click Submit Application. You can usually get a loan if you can apply.

Extended data:

Increase the amount of sesame credit loan

1. Because Sesame Credit belongs to credit and the like, you can use a credit card to repay with Alipay, and it is also important to bind Sesame to a credit card, so if you have a credit card, you must remember to bind it.

2. Alibaba's e-commerce department, Tmall Taobao and other shopping items, shopping categories, return records, and even Ali Wangwang's chat records are all important scoring criteria for Sesame Credit.

Buying things with sesame credit line is also a very important way to increase sesame credit line.

4. At home, it is also the best to pay the gas and water bills with Alipay, because it can also improve your sesame credit.

5. If you have many Alipay friends, your sesame credit can also be added. It is suggested to add all the numbers in our mobile phones as Alipay friends.

6. When using Yu 'ebao and Lucky Treasure, the greater the investment, the more businesses used, the more frequent the frequency and the higher the score.

7. Finally, keep a good personal credit record.