1. First of all, he 18 years old or above, and can't be a college student.

2. Users have a certain ability to repay the principal and interest, and their personal credit information is good.

3. Finally, you can't have a bad credit record and you can't borrow for a long time. The business scope of Zhefu Microfinance Company: handling all kinds of microfinance in Tonglu County, small business development, management and financial consulting business and other approved businesses.