2. The loan interest of assured loan is calculated according to the actual loan days, and the interest is calculated from the date of successful loan issuance, depending on the personal loan contract you signed. However, if the user prepays, under normal circumstances, interest will be calculated on a daily basis, and the interest will be collected until the prepayment date. The specific repayment amount is subject to the page display.
3. If the user fails to repay the loan before 24:00 on the specified repayment date, it will be recorded as overdue, and there will be corresponding penalty interest if it is overdue. Therefore, users are advised to repay in time and maintain good credit. In order to avoid the situation that the banking system cannot be credited in time due to the upgrade, users are advised to repay before 22:30 on the repayment date.
Extended data
1. How to determine the repayment date of Tik Tok guaranteed loan?
The repayment date is usually calculated according to the lender's rules. On the loan page, users can click "Loan" to see the installment amount and repayment date. If the user confirms the loan and succeeds, the repayment date cannot be changed.
Second, how long does Tik Tok believe in auditing?
1. Under normal circumstances, after Tik Tok Credit Loan submits a loan application, it can get the audit results on the same day, and the approval can usually be completed in two or three hours. If the speed is fast, it is also possible to complete the approval and loan acceptance within a few minutes.
2. If the audit time exceeds 24 hours, it may be that the audit failed, and the system will notify the customer at that time, and attach the reason for the failure. Of course, different customers apply for different time periods, and the time for approval may be different. Sometimes the platform loan funds are tight, which may delay the approval of the loan, and the time spent is estimated to be longer. Many customers completed the approval in two or three days.
3. If the customer has been under review after submitting the loan application, the customer can take the initiative to contact the customer service to consult the progress to see if it has been rejected. If it is still under review, wait patiently; If the audit fails, the customer can solve the problem and find out the reason before lending (be careful not to operate the loan frequently in a short time, otherwise it will be more likely to be rejected).