Due to the rapid rise of housing prices in various regions of China, the government has issued corresponding policies to ensure that the real estate industry can issue certificates stably and healthily. Among them, there are corresponding regulations on housing loans and down payment. Everyone knows that the down payment ratio for buying the first suite is 30%, and those who buy the first suite can use commercial and provident fund loans with low interest rates. So how much is the down payment for the third suite?
1. How much is the down payment for the third suite?
1. When buyers purchase the first home, the minimum down payment ratio of commercial loans is 30% of the house price, and the maximum ratio is 70% of the house price. The minimum down payment ratio of provident fund loans is 20% of the house price, and the maximum ratio is 80% of the house price.
2. When buyers buy a second house, the minimum down payment ratio of commercial loans is 50% of the house price, and the maximum ratio is 50% of the house price. The minimum down payment ratio of provident fund loans is 40% of the house price, and the maximum ratio is 60% of the house price.
At present, most banks will not apply for a loan for the third house. If you can't apply for a bank loan, you need the full amount to buy the third house, and the provident fund loan can't be used to buy the third house. Now the third home loan has stopped, and now the loan records and real estate inquiries are all networked nationwide. Even if you buy across provinces, you can still find the property records under your name. Therefore, there is no down payment for the purchase of the third suite, and it needs to be purchased in full.
Bian Xiao concluded: The above is the article that Bian Xiao shared for you today. How much is the down payment for the third suite? At present, the government has introduced the policy of buying houses to restrict purchases, in order to prevent people from speculating in real estate, raise house prices and adversely affect the real estate industry. Therefore, buying a third suite requires a full purchase. I hope the article shared by Bian Xiao can help you. If you need to know more, please continue to pay attention to Qijia. com。
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