Bank equity can pledge loans. Pledge refers to the legal act that the debtor or the third party transfers his movable property or right to the creditor for possession, and takes the movable property or right as the creditor's right guarantee. When the debtor fails to perform the debt, the creditor has the right to be paid in priority with the property in his possession according to law. Among them, the debtor or the third party is the pledger, the creditor is the pledgee, and the transferred movable property or right is the pledge. Article 443rd of the Civil Code states that if a fund share or equity is pledged, the pledge right shall be established at the time of pledge registration. After the pledge, the fund share and equity shall not be transferred, except that the pledgor and the pledgee reach an agreement through consultation. The pledgor shall pay off the debts in advance or deposit them with the pledgee with the proceeds from the fund share and equity transfer. Article 440 The following rights that the debtor or a third party has the right to dispose of may be pledged: (1) Bills of exchange, promissory notes and checks; (2) Bonds and certificates of deposit. (3) Warehouse receipts and bills of lading. (4) Transferable fund shares and equity. (5) Transferable exclusive right to use a registered trademark, patent right, copyright and other intellectual property rights; (6) Current and future accounts receivable; (7) Other property rights that can be pledged according to laws and administrative regulations.