The bank's medium-term working capital loan can be repaid in one go at maturity.

Loans issued to meet the short-term capital needs of producers and operators during the production and operation process and to ensure the normal conduct of production and operation activities. According to the loan term, it can be divided into short-term working capital loans within one year and medium-term working capital loans between one and three years; according to the loan method, it can be divided into secured loans and credit loans.

Guaranteed loans are divided into guarantees, mortgages and pledges; according to the usage method, they can be divided into short-term turnover loans that are applied for one by one and reviewed one by one, and loans that are borrowed within the time and limit specified by the bank. A short-term revolving loan that you can use and repay as you go.

Introduction to medium-term working capital loans:

As an efficient and practical financing method, working capital loans have the advantages of short loan period, simple procedures, strong turnover and low financing costs. features, it has become a popular banking service among customers.

Working capital loans have strong liquidity and are suitable for industrial and commercial enterprise customers with medium and short-term funding needs. Under normal conditions, banks will investigate and approve customers' credit status and loan methods based on the loan operation policy of "safety, liquidity, and profitability".