Graduate students can borrow money as long as they meet the loan conditions. The simple and popular understanding of loan is to borrow money with interest.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

Second, can I get a loan when I am a graduate student?

Yes, you can. In addition, if you get good grades, there are scholarships and living expenses. The gold content of in-service graduate students is definitely not as good as that of full-time graduate students.

3. Can graduate students get loans?

You can apply. The annual loan amount of full-time college students is not less than 1000 yuan and not more than 8,000 yuan; The annual loan amount for full-time graduate students is not less than 1000 yuan and not more than 12000 yuan. The specific amount can be determined according to the sum of students' tuition and accommodation fees.

Conditions for handling student loans from places of origin:

1, with China nationality;

2, honest and trustworthy, law-abiding;

3. In accordance with the relevant provisions of the state, freshmen or college students who are officially admitted to full-time ordinary colleges, higher vocational schools and colleges that are approved to set up higher education have obtained a true, legal and effective admission notice;

4. Students' pre-school household registration and parents' household registration are all in this city and county (city, district);

5. The family is in financial difficulties, and the income they can get is not enough to pay for the basic expenses needed to complete their studies at school;

6. Other conditions stipulated by the bank.

4. Can graduate students get loans?

Graduate students can borrow money as long as they meet the loan conditions. The simple and popular understanding of loan is to borrow money with interest.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.