Under normal circumstances, housing home purchase guarantee companies will not set up business points in loan banks, because the main business of housing home purchase guarantee companies is to provide guarantee services for buyers, rather than directly providing loans to buyers. Property buyers need to apply for a loan from the bank, and the bank will decide whether to approve the loan according to the credit status and repayment ability of the property buyers. Housing home purchase guarantee companies can evaluate the credit status of buyers, provide guarantee services for buyers, and help buyers obtain bank loan approval.

But there are also some housing guarantee companies that cooperate with banks to provide better services for buyers. These housing home purchase guarantee companies will sign cooperation agreements with banks and set up business offices or cooperation offices in banks to provide more convenient loan application and guarantee services for buyers. However, this situation is not universal and needs specific analysis.

If property buyers need to obtain the guarantee service of the house purchase guarantee company, they can consult the local house purchase guarantee company before buying a house to understand the relevant policies and service contents. When applying for loans from banks, property buyers can also take the initiative to ask the home purchase guarantee company to provide guarantee services, and the bank will provide corresponding suggestions and help to property buyers according to the situation.