Within 20 working days from the date of signing the loan contract, the Bank of China Loan Association will transfer the full amount of the borrower's loan for the first academic year to the designated account of the university; For student loans in the second and subsequent academic years, the lending bank will transfer the full amount of the loans in the current year to the designated account of the university within 1 month after receiving the list of students who issued loans in the current year provided by the university. For details, please consult the loan handling bank of China.

The above contents are for your reference. Please refer to the actual business regulations.

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When will the student loan money arrive?

Under normal circumstances, after the student's student loan arrives, it will directly hit the student's Alipay account, but at this time, the funds will only be deducted into the school account through the student's Alipay account. After all the loans given by the school to the students are received, tuition and accommodation fees are deducted, and the remaining funds are returned to the students after deduction, usually in 165438+ 10 month every year.

There are two kinds of student loans, one is student-origin student loans, and the other is national student loans. 1. At present, the student source credit loan contract signed by China Development Bank and students does not clearly stipulate the time when the funds will be transferred to the student account. The loan arrival time will not affect the normal registration of students. Students can report to the school with a loan contract at the beginning of school. After verifying the relevant information and perfecting the loan procedures, borrowers who meet the requirements of student-origin student loans will be remitted to the borrower's Alipay account through Alipay platform 165438+ in late October by China Development Bank, and the loan fees will be automatically deducted by the system according to the entrustment of China Development Bank, and immediately transferred to the university account. After deducting tuition and accommodation fees, the remaining money will be transferred to the borrower's student account.

Student-origin student loans arrive around June 1 1, and national student loans arrive around mid-June 1. The student loan will be paid to Alipay account, and the school's tuition automatic deduction system will automatically deduct your tuition and accommodation. After deducting tuition and accommodation fees, the remaining amount can be extracted and used.

2. If it is a national student loan applied for this academic year, the loan will be signed with the borrower after being reviewed by the school and the loan bank, and the loan will be released about 20 working days after the contract is signed, and the time is about165438+1mid-October; If you apply for a student loan every academic year, the loan bank will transfer the loan amount to the Alipay account of the loan student year by year. In the second year, you don't need to reapply, and the review is much simpler. You mainly pay attention to students' school performance and exam results, so you will receive a loan amount in the middle of 10.

When will the student-sponsored loan arrive?

Generally, the arrival time of the student loan from the place of origin is about 1 1 month in the year when the student loan is applied. When applying for a student loan, an Alipay account is usually automatically generated. The general student loan is issued to the applicant's Alipay account by China Development Bank through Alipay platform around 1 1 month.

Student-origin credit student loan refers to the student loan issued by China Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school.

The loan is a credit loan, and the students and their parents (or other legal guardians) are * * * and the borrower, and both parties are responsible for repayment.

In August 2007, the state issued a new policy of "student-origin credit loan" (hereinafter referred to as "student-origin loan"). In August 2007, the Ministry of Finance, the Ministry of Education and the China Development Bank jointly launched five pilot provinces (cities) in Hubei, Jiangsu, Shaanxi, Gansu and Chongqing. At present, the pilot provinces (cities) that carry out student-origin loan business are: Hubei, Jiangsu, Shaanxi, Gansu, Chongqing, Qinghai, Xinjiang Uygur Autonomous Region, Ningxia Hui Autonomous Region, Inner Mongolia Autonomous Region, Shanxi, Beijing, Shandong, Anhui, Zhejiang, Fujian, Shanghai, Hunan, Jiangxi, Yunnan, Guizhou, Sichuan, Guangxi Zhuang Autonomous Region and Heilongjiang.

When will the student loan from China Development Bank be issued?

The student loan from the Development Bank 1 1 will arrive around 10, and the national student loan from the Development Bank will arrive around mid-June. Student-origin student loan is currently a student-origin credit student loan signed by China Development Bank and students. The contract does not specify the specific time when the funds will be transferred to the student account, but according to the application process of the student-origin student loan, it is very likely that it will arrive at around 1 1. If the national student loan is a student loan applied for this academic year, the school and the loan bank will sign a contract with the borrower after relevant audit. The loan will take effect about 20 working days after the contract is signed, and the time is about165438+1mid-October.

The national student loan is a bank loan led by the government, subsidized by the government, and operated by banks, education administrative departments and universities to help poor students in colleges and universities.

1. Application materials:

1. Original and photocopy of the borrower's valid identity certificate;

2. The original and photocopy of the borrower's student ID card or admission notice; 3. Proof of family financial difficulties;

4. The ID cards of two witnesses of the borrower's classmates or teachers and copies of student ID cards or work permits;

5 loan bank national student loan application form;

6. "Urge repayment commitment";

7. Other information required by the bank.

Second, the application conditions:

1. Full-time undergraduates (including vocational college students), second bachelor's degree students and graduate students in ordinary colleges and universities;

2. Family financial difficulties;

3. Persons with China nationality and 16 years of age or older must hold Chinese identity cards;

4. Have full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians);

5. Honest and trustworthy, law-abiding, no illegal behavior;

6. Study hard and finish your studies normally.

3. Procedures: 1. Apply. Students are required to apply for a loan from the bank through the school after the start of the new school year (the specific time is clearly stipulated by each school). School institutions will examine the qualifications of the national student loan application materials submitted by students, and be responsible for their completeness, authenticity and legality. The preliminary examination will be completed within 20 working days after receiving the application for student loan. After the completion of this work, the school organized a five-day publicity and corrected the problematic application. After the initial examination is correct, the school institution will confirm the qualified loan application and affix its official seal within 10 working days, inform the students of the audit results, and prepare the National Student Loan Audit Information Form.

2. Bank Approval The handling bank shall complete the signing work within 15 working days after receiving the loan contract and iou submitted by the school, and deliver the signed loan contract to the school institution within 5 working days. The school institution will return the loan contract and IOU to the borrower for safekeeping within 5 days after receiving it.

3. After the loan signing application is approved, the school will organize students to fill in, sign loan contracts and IOUs within 10 working days according to the loan student roster provided by the handling bank, and submit them to the handling bank.

4. Sign a contract with the handling bank. After receiving the loan contract and IOU submitted by the school, the handling bank will complete the signing work within 15 working days, and deliver the signed loan contract to the school institution within 5 working days.

The bank will handle a debit card or current passbook for each student. The national student loan is in the form of one application, one credit and installment payment, that is, students can sign loan contracts with the bank for multiple academic years at one time, but the bank will issue them in different years. The bank should pay the tuition and accommodation loans for one academic year in one lump sum.