Legal analysis: No matter how much money the online loan owes, the online loan platform can sue, but in practice, it usually takes a long time for the loan above 1000 yuan to be sued, and the online loan platform should also consider the litigation cost.

Legal basis: Article 3 of the Civil Procedure Law of People's Republic of China (PRC). The provisions of this Law shall apply to the people's courts in accepting civil lawsuits brought by citizens, legal persons, other organizations and their property relations and personal relations.

Article 119th of the Civil Procedure Law of People's Republic of China (PRC) stipulates that prosecution must meet the following conditions.

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.