Whether the car bought by loan can be loaned depends on the situation. The following is the introduction: 1. In principle, you can't borrow money: first of all, the car bought by loan can't be used to borrow money from the bank in principle before the loan is paid off. 2. Real loan demand: Under normal circumstances, if you need a second loan, you need to find a loan company other than a bank, which is a third-party financial institution. It is understood that there are many factors that determine whether an individual can still apply for a car loan, including: the applicant's credit record. How does a person's credit record determine whether he can apply for a car loan? If he has a good credit record, he can apply for a car loan, but he can't. The repayment ability of the applicant. Whether the applicant can apply for a car loan again depends on the repayment ability of the applicant when the loan has not been paid off. If the applicant does not have enough repayment ability, he cannot apply for a car loan.

Can I get a loan for a mortgage car?

Of course. Automobile mortgage refers to loans issued by banks to borrowers who apply for car purchases in their own names to pay for the cars they buy. The repayment method is to repay the principal and interest by installments. The term of automobile mortgage is generally not more than 5 years.

Extended data

Mortgage loan process:

1. Apply for a loan: the borrower fills in the loan application form and provides relevant information.

Ii. loan review: after receiving the borrower's application and the materials that meet the requirements, the bank will review the credit standing, repayment ability and authenticity of the materials of the borrower and guarantor according to the regulations, and make a reply after the review.

Three. Signing a Contract: After the bank approves the loan, the borrower shall handle the loan contract and guarantee contract signed by the bank and the borrower, and go through notarization, mortgage registration, insurance and other related procedures.

4. Lending: After the borrower completes the relevant procedures, China Merchants Bank will pay the loan to the borrower's personal account and transfer the loan to the relevant payee's account according to the borrower's entrustment.