1, innovative financial leasing

Innovative financial leasing has the characteristics of introducing equipment, expanding production, putting into production quickly and flexibly under the condition of insufficient funds, and also enables enterprises to enjoy preferential repayment before tax. Enterprises don't want to own fixed assets, but just use them, so that they can use a small amount of margin equipment to supplement funds in the flow rather than precipitate them into fixed assets investment.

2. Pledge of intangible assets

At present, many newly established small and medium-sized scientific and technological enterprises have relatively large intangible assets. Small and medium-sized enterprises with patent rights and copyrights can try to use this property right as collateral to obtain bank loans.

3. Custody of movable property

For a large number of production-oriented and trade-oriented enterprises, because there is no suitable real estate as collateral, some enterprises rent their factories and land, so it is difficult to raise funds without collateral. For such enterprises, we can now ask social asset appraisal and custody companies to obtain bank loans.

4. Mutual insurance alliance

Small and medium-sized enterprises mutual guarantee alliance focuses on solving the guarantee and counter-guarantee problems of enterprises in the financing process. Its advantage is a credit evaluation and long-term enjoyment. Enterprises with similar quality and scale guarantee each other, which saves the guarantee cost and reduces the financing cost.

5. Pawn financing

Pawn is a kind of financing method that takes physical objects as collateral and obtains temporary loans in the form of physical object ownership transfer.

6. Venture capital

At present, venture capital companies and venture capital funds have mushroomed in China, providing strong financial support for many entrepreneurial SMEs.