If you need a loan, it is recommended to handle it through formal channels. You can consider the application conditions (1) basic conditions 1 for applying for the quick loan business of ABC. At least 18 years old and no more than 60 years old, with China nationality and full capacity for civil conduct. 2. Hold legal and valid identity documents. 3. Our e-banking customers and holders of security authentication tools issued by our bank. (Currently only second-generation KBao customers are supported) 4. Credit status is good. 5. There is no unexpired "NetJet Loan" loan amount and no outstanding "NetJet Loan" loan balance. 6 stable income, with the ability to repay credit on schedule. 7. The loan is used reasonably, and the loan amount applied by NetJet is clearly 3,000-300,000 yuan; The loan amount is valid for 30 days, and the borrower needs to use the loan within the validity period. The loan amount cannot be applied, approved and issued in a few minutes. Online lending has realized the processes of self-service application, automatic approval, online signing of credit contract and self-service credit use. The application process is as follows: (1) The borrower logs into the online channels designated by the bank (personal online banking, handheld banking) and enters the "Netjet Loan" application interface. (2) The borrower understands the product situation, basic loan conditions and handling procedures of NetJet Loan. (three) fill in the basic information, the proposed loan period, loan and repayment account, mailing address, etc. (4) The system verifies the validity of the mobile phone number. (5) Signing the Power of Attorney for Personal Credit Business online. (six) to confirm the loan information, the amount and purpose of the loan application. (7) After the applicant reads and signs the Personal Self-help Micro-credit Consumer Loan Contract online and completely fills in the application information, he submits the loan application. Use of online loan: (1) The online loan business is used for personal consumption and shall not be used for purposes prohibited by relevant national laws, regulations and credit policies. (2) NetJet loan is sent in cash. The annual interest rate of NetJet: the interest rate of mortgage customers rises 15%, and that of non-mortgage customers rises 15%-50%. We will adjust the interest rate according to the market situation.