The fast loan of China Construction Bank has the following loan products:
1. Fast E-loan
Fast E-loan is mainly a micro-credit loan that is self-operated online in the whole process. It can be used for shopping on domestic e-commerce websites, paying with the "loan account" in online banking payment, and can also be used for credit card (debit card) consumption at merchant POS with the debit card signed by fast loan.
2. Financing E-loan
Financing E-loan is mainly aimed at large-scale consumer loans, online approval, offline signing, shopping on domestic e-commerce websites, and payment by "loan account" in online banking payment; Debit cards that can also be used for fast loan signing can be used to swipe credit cards (debit cards) at merchant POS; Or transfer payment after supplying corresponding materials as required.
3. Pledged loan
Pledged loan is a full-process online self-service pledged loan. The borrower can use the pledged loan to shop on the domestic e-commerce website and use the "loan account" in online banking payment; Credit card (debit card) can be swiped at the merchant POS with the debit card signed by fast loan; Payment can be made by transfer after the corresponding materials are supplied as required.
4. Car e-loan
Full-process online self-help pure credit car loan, online loan car selection, offline credit card (debit card) to pick up the car. After the loan application is successful, you can choose the intended model online, click "Reservation" to make an agreement with the car dealer for offline loan payment and pick up the car.
5. Wo E Loan
A micro-credit loan that is self-operated online by a specific customer in the whole process, and is used for shopping and payment on Unicom's "Woyigou" platform.