Dear users, according to the latest news, the loan interest rate of Changzhou Bank fluctuates according to the benchmark interest rate of the central bank. At present, the benchmark interest rate of the central bank is 4.35%, and the bank's loan interest rate fluctuates according to the customer's credit rating, loan amount, loan term and other factors. Therefore, the specific loan interest rate needs to be determined according to your specific situation.

Generally speaking, if you have a high credit rating, a large loan amount and a short loan period, you can get a lower loan interest rate. On the contrary, if your credit rating is low, the loan amount is small and the loan term is long, then you may need to pay a higher loan interest rate.

It is recommended that you know the loan interest rate policies of various banks before applying for loans, and choose the appropriate banks and loan products according to your actual situation. At the same time, we should also pay attention to the change of loan interest rate and adjust our repayment plan in time to avoid increasing repayment pressure due to the increase of loan interest rate. I hope the above information is helpful to you.