Under normal circumstances, banks will stop lending at the end of each year around 65438+mid-February. During this period, the bank will enter the storage stage, and then the lending channel will be closed. However, different banks stop lending at different times, and the credit impulse of banks depends on the information released by specific banks, which tests the patience of regulatory authorities. According to media reports, at present, the annual credit scale recognized by the regulatory authorities is about 7 trillion yuan. If the new loans of regulatory authorities in June 5438+0 do not exceed 12% of the annual credit target, the total credit of June 5438+0 is about 840 billion yuan, and the new loans of state-owned banks in June 5438+0 do not exceed 300 billion yuan.