abstract:
Online lending, also known as p2p online lending. P2p is the abbreviation of English peertopeer, which means "person to person". Peer-to-peer lending refers to the direct lending between individuals through the Internet platform. There are many online lending platforms, large and small. In the past year, there were also many irregular platforms running away, which made people worry about investing. 20 18 which online lending platforms are more reliable? What are the most reliable online lending platforms? Let's get to know each other.
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Best online loan platform
According to my experience, 20 18 10 has the following ten most reliable online lending platforms!
1, pleasant loan. Pleasant loan is a leading financial technology platform in China, which was launched by CreditEase on 20 12. Pleasant loan provides efficient, convenient and personalized credit loan consulting services for high-quality urban white-collar workers in China through technology-driven financial innovation; Provide safe and professional online wealth management services for wealthy people through "Happy Wealth".
2.lufax。 Lufax, whose full name is Shanghai Lujiazui International Financial Assets Trading Market Co., Ltd., is the world's leading Internet wealth management platform and a member of Ping An Group. It was incorporated in Shanghai on September 20 1 1 with a registered capital of 837 million yuan, located in Lujiazui, Shanghai, an international financial center.
3. Everyone's loan. Renren Credit Reference Business Consultant (Beijing) Co., Ltd. (hereinafter referred to as "Renren Credit Reference") was established on 20 10, which is a professional person-to-person lending information intermediary service platform of Renren. As one of the earliest peer-to-peer lending information intermediary service platforms in China, Renren Lending Platform is committed to providing professional online credit and loan matching services for high-growth people.
4. Micro-loan network. The micro-loan network was put into operation on July 8, 20 1 1. As the forerunner of "Internet auto finance" in China, micro-loan network has created a standardized development model of vertical auto loan market, providing one-stop financial services for small and medium-sized enterprises and individual users.
5. pat on the loan. Paipai Loan was established in June 2007. The full name of the company is "Shanghai Paipai Loan Financial Information Service Co., Ltd.". Headquartered in Shanghai, an international financial center, it is a network information lending platform.
6. Point to the network. Point melting. Com (now officially renamed Dianrong) is an Internet lending information service intermediary company, providing innovative financial technology solutions for the China market, focusing on Internet lending information intermediary services. 20 12 was founded by SoulHtite, co-founder and former technical president of LendingClub, and Guo Yuhang, a Shanghai lawyer and private equity partner, and is headquartered in Huangpu District, Shanghai.
7. Group loan network. Tuandai.com was established in 20 1 1 and officially put into operation in 20 12. It is a peer-to-peer lending information intermediary service platform dedicated to helping small and micro enterprises. At present, the main operator of the group loan network is Dongguan Group Loan Network Internet Technology Service Co., Ltd., which is committed to providing high-quality services such as information collection, information release, information exchange and loan matching for both borrowers and borrowers.
8. Which network to vote for? Tuna Com was officially launched on 20 13. It is a peer-to-peer lending information intermediary platform under Shenzhen Wangjin Financial Information Service Co., Ltd. (operated by Shenzhen Tuna Financial Service Co., Ltd.), focusing on the field of Internet auto finance and ranking first in the industry.
9.Yiyin.com. Yi Yin. Information intermediary platform in P2P lending. In 20 14, it was invested by Softbank China Capital (SBCVC). The platform adheres to the principle of transparency, professionalism and temperature, and provides information collection, information release, credit evaluation, information exchange, loan matching and other services for both borrowers and borrowers, so as to realize direct lending.
10, favorable network. The main operator of the favorable network platform is Beijing Honghe Baekje Financial Information Service Co., Ltd. (hereinafter referred to as "favorable network"), which was established on May 3, 2002, with a registered capital of 50 million yuan and a paid-in capital of 50 million yuan.
Review the simplest loan application.
1. Cai Xi loan application is a mobile loan application, which can recommend loan applications. Whether you are an office worker, a self-employed person or a person without a fixed occupation, you can find an easy-to-review loophole in the Cai Xi loan application, and usually you can get a loan on the same day.
2. For friends with high sesame scores, salary is an easy loan APP to review. The amount of paid loans can reach 3,000 yuan, and the term cannot exceed 30 days or less than 7 days. Fortunately, wages do not check credit information, nor do they go to credit information.
3. For friends with credit cards, Good People and Good Letters is an easy-to-review mobile loan APP. The amount can reach 1 ten thousand yuan, and the term is generally 30 days. You can pay on the same day without mortgage guarantee. Like the value of goods, good people and good deeds will also check and report credit information.
4. Qianzhan is also an easy-to-review loan application and enjoys a high reputation in the credit industry. However, money stations only provide loans to people with good credit. The loanable amount of this loan is between 1 1,000-11,000,000 yuan, with a monthly interest rate of no more than 0.95% and a term of 3-36 months.
If you want to start investing in online lending yourself, you must first learn to check and judge whether an online lending platform is reliable. The last thing to emphasize is that investment is risky and you need to be cautious when entering the market!
What loan software can be divided into 36 phases?
Lending software can be divided into 36 stages:
1. Ping An Consumer Loan: It is a typical long-term large loan product. The maximum loan amount is 300,000 yuan, and the longest loan period is 36 months, so the threshold is relatively low. For borrowers aged 23-55, if they provide their valid ID card, real-name registration system mobile phone number, and their monthly stable income is more than 3,000 yuan, they can borrow money. If they are mortgage, car owners and life insurance customers, the pass rate is relatively high.
2. Suning.cn's discretionary payment: a pure credit card consumer loan, the amount of which can only be used for consumption and cannot be withdrawn. It is also a large loan product that can be divided into 36 phases, with a maximum amount of 200,000 and a maximum term of 5 years. The borrower is required to be at least 18~55 years old, have a stable income source and no bad credit record, and can pay when shopping after obtaining the quota, and enjoy the interest-free period of up to 45 days.
The above contents are for reference only, and we don't make any loan suggestions. Online lending is risky, so choose carefully!
I suggest you use Xiaoman Finance (formerly Baidu Finance) to make a loan. The borrower only needs to provide the second-generation ID card and bank card, and the age must be between 18-55. The approval is very fast, as long as 30 seconds at the earliest and 3 minutes at the earliest. The maximum loan is 200,000 yuan, and the minimum daily interest rate is 0.02%.
Xiaoman-Money spent (second batch) Click online measurement.
Reminder: Try to withdraw cash in full after the quota is issued, because risk control is dynamic. It is not enough to borrow money now. If there is demand, it is best to withdraw it in full. Support early settlement of repayment after the first installment.
Many people don't have enough money to spend. You can try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict! 360 IOU is a financial service under 360 antivirus software, and music in installments is owned by Lexin. These two companies are both big companies.
360 IOUs for the maximum loan of 200,000 yuan!
Click online measurement
Staging music can be borrowed up to 50 thousand!
Click online measurement
A loan app that does not require credit reporting.
The top ten loan applications don't read the credit report, as shown below:
1, by stages. Its borrowing method only needs good credit, and there is no credit investigation and credit check. The loan time is about one day, and the daily interest is very low.
2.5 1 lejin loan. This loan software is a good loan software for office workers with provident fund, which can provide help in time, but it is strict in reviewing personal data.
3. Quick loans. Its maximum amount can reach 200,000, and the interest rate is high, but the loan threshold is very low, the required information is not strict, and the arrival time is very fast.
4. borrow the east wind. With Dongfeng, you only need your ID card to get a loan. The loan time is very fast, and there are no additional procedures. The maximum amount can reach 500,000, which supports installment repayment.
5. Enjoy the loan. It is a kind of mortgage consumer loan software, and the development company is Bank of China Consumer Finance. The loan amount is closely related to the borrower's assets and repayment ability.
6.zero zero. This software is one of p2p online lending platforms, and its affiliated company is Zhaolian Finance. The consumers of the products are mainly college students, who can use the credit line to overdraw their consumption and have a 40-day interest-free discount.
7. Lucky wallet. The loan success rate of this loan software is as high as 98%, and all classes can apply. The lending time only takes three seconds, and the process is simple and easy to operate.
8. Beautiful trees. What is special about it is that there is a return call. There is no requirement for credit reporting in lending, and there will be no credit reporting. The maximum amount can reach 30 thousand.
9. Nice stage. It is a formal loan software, and it is also among the top ten loans A in 20 19. It not only provides loans, but also provides installment consumption. It is convenient to borrow money, only by mobile phone operation, up to 200,000 yuan.
Lacarra 10. It has three kinds of loan products, which can meet the consumption conditions of different groups of people, but it requires lenders to hold credit cards, and the more they use, the higher the amount.
(Take Huawei GRA -CL 10 version number: GRA-CL1092B366 system version number: EMUI system 4.0. 1 as an example).
What apps are there for mortgage loans?
Micro-loan network APP. Apart from Bank of Communications and Bank of China, there are few real estate mortgage loans. Most other banks can provide mortgage loans, such as China Construction Bank, China Industrial and Commercial Bank, Agricultural Bank, Chongqing Rural Commercial Bank and China Postal Savings Bank. However, major banks have different requirements on the conditions, execution interest rate and loan life of real estate mortgage loans, so they should consider their own suitable loan varieties and repayment pressure when choosing loans. Mao Sen Guarantee is an institution that cooperates directly with banks.
1. Microfinance Network
Micro-loan online was launched in July, 20 1 1, and it is one of the earliest online lending platforms in China. At first, the model of the platform was similar to auction loan (pure online credit loan), and later it turned to chattel mortgage loan, and expanded its service network by joining the offline. Last year, the micro-loan network launched the "Five-year Hundred Stores" plan, and strived to open 65,438+000 offline outlets nationwide by 2065,438+07. At present, this goal has been achieved by about 30%.
2. Good car loan Car loan is an investment and financing financial service platform that provides mortgage, pledge loan and car loan financing services for car owners. The online platform was established on 20 14. Although it belongs to a young platform, the professional strength of good car loans cannot be underestimated. 20 15 is invested by Shenzhen qianhai zhongda new asset management co., ltd.10 million USD, which is one of the top 100 brands of internet finance. At present, the main products are good car loans, financial express, bank-enterprise express, rental treasure and so on. The investment amount of good car loan project is very small, so it is very suitable for small and medium investors.
3. Worry-free car loan Worry-free car loan is an innovative Internet car finance platform independently developed and operated on the basis of worry-free original car loan business in the future. Relying on the "Internet financial car" model, we are committed to building a standardized, safe, transparent and honest Internet financial information intermediary service platform to provide investors with low-risk and high-return investment products and create value for every penny; Provide low-cost and efficient financing services for those who need funds, so that microfinance is no longer difficult.
What are the platforms in automobile mortgage?
1.58 car loan APP: 58 car loan APP is a P2P lending platform in automobile mortgage. 58 Car loan adopts prudent and professional evaluation method, unique comprehensive credit evaluation system and powerful risk control means, and the accumulated loan amount exceeds 50 million yuan to maintain zero non-performing rate.
2. Car second loan APP: Car second loan APP is a car loan APP launched by Ali. The car second loan APP allows car buyers to submit loan applications online on their mobile phones, and they can know the loan credit limit within half an hour.
3. The first car loan APP: car loan number. 1 is an auto loan APP developed by Shanghai Fengzhixing Auto Finance Co., Ltd., which is aimed at users with loan needs who obtain credit from their company and provide intermediary services. Investors can invest through the mobile phone client and enjoy the fun brought by investment and financial management anytime and anywhere.
4. Bee Easy Car Loan APP: Bee Easy Car Loan is the leading p2p lending platform in China, providing users with fast and high-quality financial services and helping quality life. Fast loan, saving money and effort, private ordering, safe and reliable.
5. Yixin car loan APP: Yixin car loan mainly provides new car loans, used car loans, car owner loans, car rental, car insurance and other products and services. In addition to cooperating with many financial institutions, it also has the self-operated business of CreditEase Finance, providing a wealth of auto finance products and services.
6. Cheyi Loan Application: Cheyi Loan focuses on auto loans. For investors, auto loan business is a safe loan business with the characteristics of small amount, dispersion, mortgage and quick realization. Through a mature business model and a perfect market,
Which p2p loan platform is better?
The p2p loan platform has the following three points:
1, the first established p2p loan platform with the first reputation, the first transaction volume and the first media coverage.
It is not troublesome to invest and borrow money.
3. Outstanding innovation ability.
So much for the introduction of p2p loan software.