No, unless you go to the counter to adjust the repayment plan. It is best to call the local provident fund agency first, and how to handle it.

Second, according to the interest rate of 3.75, how much is the provident fund loan of 65438+ ten thousand years * *?

Monthly repayment of principal and interest =101(13.75%/12))/(3.75%/12)) =/kloc.

Total principal and interest =1830.3955438+02 =109823.4

Interest * * * =109823.4-100000 = 9823.4.

3. What is the interest rate of the provident fund for five years and 10 years?

The five-year interest rate of provident fund loans is 2.75%, and the annual interest rate of 10 is 3.25%. The interest rates of provident fund loans for the first suite and the second suite are different. The down payment for the first suite is 30%, the down payment for the second suite is more than 60%, the interest rate for the first suite under five years is 2.75%, the interest rate for the loan over five years is 3.25%, the interest rate for the second suite under five years is 3.85%, and the interest rate for the loan over five years is 4.4%, which is far lower than the commercial loan interest rate. This is a preferential policy for using provident fund loans.

4. I want to borrow 400,000 yuan from the provident fund, and choose 5 years or 10 to pay it off. How much is the monthly repayment? How much is the interest?

Hello, according to the benchmark interest rate of provident fund loan of 3.25%, the total interest of 400,000 yuan for 5 years is 33,920.06 yuan, and the monthly payment is 72,320.00 yuan. The total interest of 400,000 yuan for 10 is 690,565,438 yuan +0.34 yuan, and the monthly payment is 3,908.76 yuan. Please refer to the figure below.