At present, there is a rumor on the internet about this green channel, saying that as long as I borrow money through this green channel area, even if I repay it in installments after the deadline, I will not do anything about your credit, so even if you are overdue, it will not cause your credit loss. For this rumor, first of all, this is impossible to say, because the biggest feature that online lending platforms can limit you is that you can use credit information, so today I will discuss with you what this so-called green channel is.

First of all, what exactly is a green channel?

In fact, if you have handled the loan business, you will know the green channel, which generally means that the review will not be too strict. After all, according to the traditional loan procedure, when you conduct qualification examination, you often look at your credit information, your liabilities and the assets under your current name. If there is nothing, it means that you can't get too high a quota, or even refuse to lend you money directly.

Will the second person's credit information be affected?

As long as it is a formal loan platform, as long as you don't repay it within the time limit, people can go to the credit bank to make records for you, so your credit will be problematic, which is why most borrowers pay great attention to repayment time now, even if they borrow money, they have to repay it online. After all, once there is a bad credit record, it is very difficult to get rid of it.

Third, how do you view such an online lending platform?

At present, although most online lending platforms have given great discounts in advertising, their loan interest rates are actually very high. Therefore, it is generally not recommended that you borrow money from such lending platforms. If possible, you should go to regular large commercial banks for loans, and their interest rates are still relatively guaranteed.