Search: 80,000 points for renovation loan, 48-phase rate 3. 1%. How much is each issue?

Second, how much is the interest on the 65,438+10,000 renovation loan?

The interest rate of decoration loan is not high, usually about 0.25% per month and 5.64% per annum.

The repayment method of decoration loan is equal principal and interest, which means that the principal and interest paid every month are fixed, and the interest will not decrease with the decrease of loan principal. Its calculation method is:

Monthly interest = loan amount × monthly interest rate

Annual interest rate = loan amount× monthly interest rate×12

Suppose the monthly interest rate of the decoration loan applied for is 0.25%, and the loan is 654.38+10,000 yuan, depending on the interest.

Monthly interest = loan amount × monthly interest rate = 65438+ million× 0.25% = 250 yuan;

Annual interest = monthly interest ×1February = 250×12 = 3,000 yuan.

Therefore, when the monthly interest rate is 0.25%, the loan is 6,543,800 yuan, the monthly interest rate is 250 yuan, and the annual interest rate is 3,000 yuan. 8,000.com thinks this interest is quite cost-effective.

The interest rate of decoration loan is not high, usually about 0.25% per month and 5.64% per annum.

The repayment method of decoration loan is equal principal and interest, which means that the principal and interest paid every month are fixed, and the interest will not decrease with the decrease of loan principal. Its calculation method is:

Monthly interest = loan amount × monthly interest rate

Annual interest rate = loan amount× monthly interest rate×12

Suppose the monthly interest rate of the decoration loan applied for is 0.25%, and the loan is 654.38+10,000 yuan, depending on the interest.

Monthly interest = loan amount × monthly interest rate = 65438+ million× 0.25% = 250 yuan;

Annual interest = monthly interest ×1February = 250×12 = 3,000 yuan.

Therefore, when the monthly interest rate is 0.25%, the loan is 6,543,800 yuan, the monthly interest rate is 250 yuan, and the annual interest rate is 3,000 yuan. 8,000.com thinks this interest is quite cost-effective.

Third, the decoration loan fee and interest?

You can't calculate interest without knowing the monthly interest rate. The monthly interest rate of renovation loans of banks all over the country fluctuates around 0.25%, and the actual annualized rate is around 6%.

For your convenience, I assume that the monthly interest rate of the decoration loan applied for is 0.25%, and the loans are 6,543,800 yuan, 200,000 yuan and 300,000 yuan respectively, depending on the interest rate.

The loan is 6,543,800 yuan, with a monthly interest rate of 0.25%;

Monthly interest = loan amount × monthly interest rate = 65438+ million× 0.25% = 250 yuan;

Annual interest = monthly interest ×1February = 250×12 = 3,000 yuan.

The loan is 200,000 yuan with a monthly interest rate of 0.25%;

Monthly interest = loan amount × monthly interest rate = 200,000× 0.25% = 500 yuan;

Annual interest = monthly interest ×1February =500× 12=6000 yuan.

4. Is the decoration loan fee the same as the interest rate?

No, they charge the handling fee, and the interest rate is the interest generated by the loan itself.