Banks that lend money to enterprises:

1. Bank of China: China Bank provides loans to enterprises, mainly including loans for real estate enterprises, loans for current assets, loans for fixed assets, and loans for overdraft of enterprise accounts. , can meet the various needs of enterprises.

2. Industrial and Commercial Bank of China: ICBC can provide loans to small and medium-sized enterprises at an annualized interest rate of 3%-4%. The main loan services provided are personal business loans, personal business loans and personal loan online lending.

3. Agricultural Bank: Agricultural Bank mainly provides loan services for small and micro enterprises. The main loan services provided include housing loans, technology loans, mortgage e loans and so on.

What banks can make corporate loans now? There are mainly these

Small and medium-sized enterprises must have sufficient funds to grow and develop, so many enterprises will apply for enterprise loans to ensure the normal production and operation of enterprises. Enterprise loans can be handled through commercial banks or loan companies, and bank loans are popular because of their large amount, long period and low interest. So, which banks can make corporate loans now? Let's take a look at it for everyone.

1, Bank of China

Bank of China can provide online banking loan services for enterprises, including e-loan for Bank of China enterprises and online finance for Bank of China, but they cannot apply at the same time.

1) e-loan for BOC enterprises: it is open to national standard small and micro enterprises within the customer scope of China Bank Credit Factory. The borrowing enterprise and its legal representative can repay the loan together with the borrower. Enterprises can log on to Bank of China's online banking, and select "Bank of China Enterprise E Loan" in "Loan Service" to initiate product application without mortgage, with the maximum loan amount of 300,000 yuan.

2) China Bank Netease Rong: Customers who have passed the approval of the SME credit factory model loan need to apply for the online banking loan business of the credit factory model to the local branch inclusive finance Sub-branch, and sign relevant contract texts and agreements after approval.

2. China Construction Bank:

China Construction Bank can provide loans to small and micro enterprises, including nine series of products such as small and micro fast loans, tax easy loans, good financial loans, settlement and credit loans.

1) Small and micro fast loans can be operated by clicking "Small and micro enterprises-business application-immediate application-fast loan application" from the homepage of China Construction Bank in official website, or by logging in to mobile banking and operating through the "loan-small and micro fast loan" menu;

2) For the other eight products, you can log on to the homepage of China Construction Bank in official website, click "Small and Micro Enterprises-Business Application-Apply Now-Online Banking Revolving Loan Application", fill in the application form for small business loans online, or call the contact person of the small business department of the local branch, and the branch will match the account manager to handle it.

How do enterprises borrow money from banks?

Enterprises can borrow money from banks according to the following steps:

1. Submit a loan application to the bank and complete loan information;

2. Banks accept loans and approve loans;

3. After approval, both parties sign a loan contract, guarantee the original contract and go through the mortgage formalities;

4. After all the procedures are completed, the bank will issue loans;

5. The borrowing enterprise shall repay the loan in full and on time as stipulated in the contract.

Extended data:

Enterprise loan refers to a way for an enterprise to borrow money from banks or other financial institutions at a prescribed interest rate and time limit for production and operation. Enterprise loans are mainly used for large-scale long-term investments such as the purchase and construction of fixed assets and technical transformation.

Enterprise loan conditions:

1, which conforms to the national industry and industrial policy and does not belong to small enterprises with high pollution and high energy consumption;

2. The enterprise has a good reputation in various commercial banks and no bad credit record;

3. Having a business license approved and registered by the administrative department for industry and commerce, and passing the annual inspection;

4, there is a necessary organization, management system and financial management system, a fixed foundation and business premises, legal operation, products have market and benefits;

5. Have the ability to perform contracts and repay debts, have a good willingness to repay, have no bad credit record, and credit asset risks are classified as normal or non-financial factors;

6. The operator or actual controller has more than 3 years of working experience, good quality and no bad personal credit record;

7. The enterprise operates steadily, the establishment period is in principle more than 2 years (inclusive), and there are at least one or more financial reports for one fiscal year, and the sales revenue growth and gross profit are positive for two consecutive years;

8, in line with the establishment of small business related industry credit policy;

9. Abide by national financial regulations and policies and relevant bank regulations;

10. Open a basic settlement account or a general settlement account with the applicant bank.