The purpose of the loan must be written according to the actual purpose. According to the economic nature of the loan subject, commercial loans can be divided into state-owned and state-controlled enterprise loans, collective enterprise loans, private enterprise loans and individual industrial and commercial households loans. Look at the nature of your shop.

Pay attention to the loan: the loan needs interest, so if the loan is used to make money and has a stable income, you can go to the loan with confidence. But if the purpose of the loan is purely for consumption, can you try not to lend? Because loans are addictive, once addicted, it is difficult to quit, and then debts will snowball.

Banks are the first choice for loans, and then consider other institutions or online loans. Relatively speaking, bank loan interest is low, there is no routine, and it is relatively safe, and there is no risk of violent collection! And those small loans, car loans, online loans and so on. Besides high interest, violent collection will make you feel miserable, so please try to stay away from these things.