According to fabang's inquiry. The illegal acts of using real purchase contracts and procedures to handle housing loans in commercial banks and repeatedly handling housing provident fund loans in housing provident fund management departments are increasing year by year. This kind of property buyers have applied for housing loans in commercial banks, and applied for loans to the housing provident fund management department many times, thus defrauding the housing provident fund funds, which is what is usually called "one room with multiple loans". It can be seen that one room with more loans means one room with more loans, which means one room with one loan means one suite with one loan.