Conditions for bank interest-free loans:

/kloc-China citizens aged 0/8 to 45 with full capacity for civil conduct;

Proof of fixed residence and business premises. The certificate of fixed residence can be the real estate license (or the real estate license of parents' names), and the certificate of business place should hold the business license issued by the administrative department for industry and commerce and the business license of related industries, indicating that it is engaged in normal production and business activities.

Proof of funds. The loan applicant's investment project requires that he already has some self-owned funds. This is an important condition for banks to measure whether to lend, because the amount of venture loans generally does not exceed 70% of the total amount of funds needed by lenders for normal production and business activities and for purchasing (installing or repairing) small equipment and franchising.

Settlement account. The loan applicant must open a settlement account with the loan bank, and the operating income must be settled by the bank. Moreover, the purpose of the loan conforms to the provisions of relevant national laws and bank credit policies, and shall not be used for other speculative investment projects such as equity.

Loan guarantee. Loan applicants need to provide certain guarantees, including real estate mortgage, certificate of deposit pledge, third-party guarantee, etc. In addition, they should also provide banks with some information about their credit status, repayment ability and loan investment as much as possible, which will increase the credibility of loans and help them get loans smoothly.

Good reputation and no bad record;

The project conforms to the national industrial policy and regional economic development, and has good economic and social benefits. Entrepreneurs can consult the local labor department if they want to apply. At present, it has not been determined whether individuals pay interest first, then financial subsidies, or financial interest in advance, but the financial discount is certain.

Every bank has different conditions for interest-free loans, but the above items need to be met, and then there will be more procedures. Everyone must prepare all the information before lending money, so as not to waste time running back and forth.

Second, how to get an unsecured credit loan in Jinan?

Personal fast unsecured credit loans have the same loan conditions as other personal credit loans. As long as they are China citizens with independent civil capacity and independent economic income, they have a stable address and work or business premises; Have a stable source of income; No bad credit record, loans can not be used for stock trading, gambling and other acts. This kind of person can be the credit beneficiary of personal fast unsecured credit loan, when you need money urgently and choose this kind of loan. People can provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials; Provide stable proof of address, house lease contract, water and electricity bills, property management and other related certificates; Provide stable proof of income source, bank memorandum, labor contract, etc. As a quick proof of the applicant's handling of relevant procedures. /Hui You /xinyidaiwm.shtml? wt . MC _ id = CBL 0 1-SEO- 1 10307-00

Third, how to get an unsecured credit loan in Jinan?

If you need urgent money to apply for an unsecured credit loan, I suggest you choose a reliable brand. Money is a credit service brand under Xiaoman Finance (formerly Baidu Finance), which is safe and credible, and has the characteristics of simple application, fast loan, flexible repayment, transparent interest and expenses, and strong security. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements.

1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application.

Information requirements: You need to provide your second-generation ID card and your debit card during the application process.

Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.

After meeting the above conditions, you can apply for a loan. Download Qianhua App, enter the loan entrance, and click View my quota → Fill in the information → Confirm the information → Get the quota. The fastest approval is 30 seconds, and the maximum amount is 200,000.

I hope this answer is helpful to you. Click on the bottom of the phone to measure immediately!

Fourth, I need money badly now! No mortgage! Only the car! Can I get a credit loan? ICBC is a five-star user!

Five-star customers are high-quality customers of ICBC. Remittances from different places can be enjoyed. If you apply for ICBC's credit card, the credit limit will be higher.